Chesapeake, VA
Licensed since 2005
Joshua has been doing insurance since 2005 when he started working with seniors on their medicare and life insurance. After a year and a half of helping seniors, Joshua transitioned into the Mortgage Protection, Final Expense and Retirement Protection industry.
In a short time, Joshua become a top producing agent winning recognition, awards and trips. After 8 years with the same company which had around 12 insurance carriers to chose from, Joshua decided to go out and join Innovative Financial Group to increase his insurance carriers to over 50 for the ability to help his clients out the best.
Joshua is considered an expert in the field of life insurance with a main focus in Mortgage Protection and Final Expense. He is also considered to have above average knowledge on annuities. Currently doing between 250-400 applications for life insurance each year and $500,000 – $1,000,000 in annuity roll overs.
Licensed in:
Virginia, Missouri, Florida, Pennsylvania, Oregon, Mississippi, South Carolina, Louisiana, Arizona and Texas.
5007 Cleveland St Virginia Beach, VA 23462 757-945-3826 / 610-468-3343 Joshua@covermymortgage.com joshuasivak@gmail.com
louetta harper
Posted on 7:16 pm - April 7, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
very understanding in helping to get claims filed and folllows thru and educated me in what best for me to invest in
think of him as an agent and friend can call him and i get answers
he communicates with me very well on my level of knowledge and if i dont understand he’ll explain again
he goes out of his way to insure things done right and follows thru with visits and phone calls in my book he is a guy i would rate a plus
D D Ross
Posted on 10:36 pm - July 21, 2020He was very polite and knowledgeable about his product.It was a pleasure talking with him about my home insurance.
nora durrette
Posted on 5:14 pm - October 28, 2022Joshua have a lot of knowledge. Very professional. He know how to handle his customers. Keep him on the job you will not have to worry about not getting any bussiness’ He the man to get the job done..
Francisco restrepo
Posted on 3:56 am - April 9, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Good knowledge and professionalism and kindness
Rashida Evans
Posted on 12:14 pm - April 14, 2020Joshua was very professional and polite. He explained everything very thoroughly and answered all of my questions. I talked to him as if I’d known him for years. Very helpful and patient. Thank you
Jo Ann Walker
Posted on 5:46 pm - April 15, 2020I found Joshua to be very cooperative, and understanding. He worked with us to find a payment plan that would fit into our budget. It is so nice to meet good professional
people. Thanks again Joshua!
Cheryl Gorrell
Posted on 1:08 pm - April 16, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Josh is very easy going and polite. I contacted him after a year and he still remembered me which I thought was amazing, in many other situations you’re just a number and a commission, but not Josh. He is thorough and willing & able to answer any question. Thank you Josh
Pray you & your family stay safe & stay healthy.
Michele Franks
Posted on 8:27 am - April 29, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was very helpful and knowledgeable in answering all my questions. He took the time to explain all the different options and made me feel comfortable with my decision.
Mary L Pascucci
Posted on 11:55 am - May 8, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was very helpful and I really appreciated the time he took to explain things and the patience he had with me. I recommend him to anyone looking for an honest insurance sales person. Top notch!!
sue wunderlich
Posted on 7:50 pm - June 2, 2020Joshua was very helpful and easy to talk to. I want to thank him for his time explaining things to me and giving me time to discuss things with my family.
Youlanda Sanders
Posted on 8:45 pm - July 1, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Very professional and done and outstanding job.
Catherine Roberts
Posted on 1:00 am - August 13, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was awesome. Super accessible and informative.
Judith A. McAllister
Posted on 4:44 pm - October 22, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
What a pleasant experience working with Josh. He was very patient with me and understood my concerns. He was able to find a plan that fit not only my budget but also my future needs. His sign of “God bless” made me feel elated.
Jimmy Alexander
Posted on 10:36 pm - November 12, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua assisted me though the website browser
Judy Mcdougle
Posted on 9:35 am - December 9, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua assisted me through the website and answered all of my questions/concerns that I had.
Barbara Haver-Mentzer
Posted on 7:00 pm - December 10, 2020Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was extremely helpful in finding the right mortgage protection for my husband and I.
Monica Rogers
Posted on 8:29 am - March 10, 2021Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Very knowledgeable, patient and helpful. He made sure all my needs were met. He always ended our calls with ” God Bless”, that made me feel very comfortable and assured.
Gloria Simms
Posted on 11:17 am - March 30, 2021Very helpful in presenting his mortgage package to me. Made me feel very comfortable in possibly be a future customer. Thank You, Gloria Simms.
Joseph Larrivee
Posted on 9:16 pm - April 1, 2021Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
very nice and Professional. was very Patient whlie we searched for info we Needed.I iwant to thank him for his time and patients.
laura slayton
Posted on 6:52 pm - June 3, 2021Joshua was very helpful, also polite, and helped me go over the details. I’m not a computer whiz, but with his guidance we completed the forms.
Thank you and God Bless!
Bradley Richardson
Posted on 12:02 pm - July 13, 2021Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was very professional and answered every question.
I know I made the right choice! Thanks!
Donna Schucker
Posted on 8:08 am - August 25, 2021Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Josh is extremely knowledgeable in various insurances available to me. He is pleasant to talk with and took great pains to explain answers to my questions. I look forward to speaking with him again.
Jessie Nix
Posted on 5:36 pm - August 26, 2021Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Very helpful, walked us through the whole process. Very nice guy. Made getting insurance on my mortgage easy.
Ocie Lee Ruffin
Posted on 10:15 pm - September 22, 2021Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was punctual, professional and easy to conversate with.
Meadow Unbehagen
Posted on 2:59 pm - January 29, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
I was very impressed with the professionalism calmness patients and detail while working through getting our mirage insurance set up!
Deborah miller
Posted on 11:58 am - February 22, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Appreciate the ease of the application, the appointment was kept on time, very pleasant and professional
Marie Charron
Posted on 12:50 pm - February 25, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was very friendly, personable, and had great knowledge on his job. He was very helpful, and delightful to speak and work with.
Aja Wright
Posted on 3:40 pm - March 25, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was very friendly and knowledgeable! He walked me through every step of the process and was very professional.
Jason George
Posted on 12:28 pm - April 8, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Very professional and courteous.
Rita Lahr
Posted on 6:42 pm - June 2, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was extremely nice and very professional.
Charlotte
Posted on 6:09 pm - August 11, 2022Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was very pleasant and explained everything very well . Im glad I had him to get it all worked out .
Lois coston
Posted on 12:55 pm - September 1, 2022Joshua was very polite and knowledgeable and professional. He was kind, didn’t push or persuade me into anything. I like the way he handle his business.
Kendra
Posted on 8:35 pm - January 13, 2023Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Joshua was amazing!! He was super patient, polite, and knowledgeable. I liked how he handled business and would recommend him to everyone!
Pat
Posted on 4:47 pm - February 20, 2023Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Very helpful. Got my phone appointment scheduled quickly for the follow-up medical review and was approved right away.
Michael Radford
Posted on 8:16 pm - April 1, 2023Knowledge
5
Communication
5
Politeness
5
Professionalism
5
Follow Up
5
Being a first time homebuyer we were wet behind the ears with knowing what was needed and what was not. When it came to Mortgage protection we looked for an agent that would give us good advice and help us make an affordable decision. Josh was just that guy. He gave us several options to choose from and he didn’t waist our time with options that were out of our reach. If you’re looking for someone that really knows his stuff and can give you the biggest bang for your buck, We definitely recommend Josh Sivak. Thanks Josh!
Gene Wayne Rushing
Posted on 6:24 pm - February 13, 2024Knowledge
5
Communication
5
Politeness
3.5
Professionalism
5
Follow Up
5
Joshua was very professional and explained everything about the process for the insurance policies that would work for us he was awesome great job!!!